These are tested by running the algorithm against large databases of fingerprints and looking for false matches between any two different fingerprints.
Note that this scenario is vastly worse than any real-world scenario, as you can’t simply have a million different people try to unlock a device.
The practical question is to consider the probability of a specific random person being able to unlock your phone, which is orders of magnitude lower probability than considering if any person can unlock your phone.
Any secure fingerprint system would also have exponential back off for excessive tries, further limiting the practicality of a random attacker matching.
What is the probability that yours was the same type of car as theirs? Unfortunately I don't remember for sure. But it was a small car. Sorry I can't be more specific. It's been like 30 years :)