One thing we have to consider though, is that most people are not involved in the tech industry. They're not reading Hacker News, and know nothing about Blockchain or Bitcoin. Wealth inequality will rise because of those fintech apps, but for >80% of people, it'll rise because their industrial jobs have left, and took investment with it. For >80% of people, fintech isn't the problem, it's the plaything of rich people. For them, the fact that the US cares only about pumping money into Silicon Valley VC, fintech, and FANG, yet still wonders why its middle class is shrinking is like a slap on the face.