Without going into details, people know how to get every type of aid from the government and live under virtual welfare for extended periods of time (well before retirement age). The total aid amounts to well over 10-30k easily.
I know people that take advantage of it and honestly I can’t believe we all foot the tax bill for it. It’s free money, people will find a way to get it, the same way corporations find tax havens.
The incentives aren’t right, and the loopholes too many. We cannot pay for freaking everything as there really is a moral hazard argument to be made here, especially when it’s obvious it’s misallocated.