Many of these have operated in and around the most densely populated ports and cities in the world.
I helped operate 3 of them. No issues.
Nearly every commercial plant is different in design and components. Imagine if every company you worked for designed, built their own operating system and computers.
You might even deploy them as marine vessels in ports [1], so that in the event of a (hopefully rare!) catastrophic failure, flooding the reactor with water is trivial.
[1] https://en.wikipedia.org/wiki/Russian_floating_nuclear_power...
I'm not sure it's even fair to compare the operational discrepancies of something as simple as a test / training reactor to a nuclear heat source at a concrete plant?
The problem with nuclear is primarily cost, cost, cost, and then scale, security, and waste.
In addition oversight for Nuclear is WAY better. If there is a breach we're way more likely to know, rather than wondering why everyone in a certain Indiana town is getting a rare form of cancer from an unreported chemical spill.
Risk tolerance wise, I would rather have one of these running next door, than having a steel plant 20 miles away...
https://www.usnews.com/news/best-states/california/articles/...
This is founded on the proposition that everyone trying to push ecological costs somewhere else, somewhere "over there", can be way more dangerous to human wellbeing than the occasional natural disaster or accident.