You are always rolling the dice when you get a cold. The important part is how likely the side effects really are and this is proven for neither.

In addition to this, vaccine side effects can be way more severe than that especially for otherwise healthy people. Given the lethality is <0.1% for people under 60 and sterile immunity (with the vaccine) is neither proven nor targeted, there doesn't seem to be a hurry to get the vaccine really.