Thank you for pointing this out. I don't know British TV well so I wrongly assumed it was another show, because it sounded like it. The show I originally thought OP was referring to is called 'Can't Pay? We'll Take it Away!'. It is bile. That is what my above comment is really responding to.
It's sad to see people actually laughing at others' misfortune such as this youtuber, who has made a compilation of 'Craziest Freakouts Ever!' with clips from 'Can't Pay? We'll Take it Away!': https://www.youtube.com/watch?v=p0kO9TA96h4