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for the purpose of this discussion the spectrum runs from: all-government-regulated to all-individually-accomplished.I've spotted the issue. This is a false dichotomy. The government is just an abstraction over a group, like any other; literally nobody who is suggesting that government-based solutions aren't good are advocating for individual accomplishment outside of groups.
The government has no hands and no brain; all actions undertaken under color of the state are carried out by "individual" humans.
Nobody's saying that coordination amongst people in large groups isn't required.
If there is a 'spectrum', it's "individuals" vs "groups", or it's "compulsory groups, on threat of violence" (the state) vs "voluntary association" (how almost every other group in our society works - and 100% of the effective ones).
You can't meaningfully threaten world-class, creative, hardworking people into being maximally efficient and effective. You need a carrot, not a stick, and the only solutions the state provides are based on their ability to print cash (already not a problem if you're effective and productive), or a stick.