I don‘t know if this is better or worse than the whole South Korea ActiveX thing, which became so ridiculously drawn out it was an election promise in 2017 and finally killed in 2020. https://www.theregister.com/AMP/2020/12/10/south_korea_activ...
At least now online payment is much more convenient now (for most sites it even works on Linux, given that you're using a mobile app for authentication...)