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Aren't kids an asset at some level?

> Aren't kids an asset at some level?

They can be, but what is the payback and when does it occur? How liquid is it?

For example, planting an orchard is an investment. It won't start producing for a couple of years, but it may be sellable before then.

While kids may eventually provide some cash flow to their parents, that may not happen for many years and is generally hard to sell.

You see, you are or will potentially be a loving parent :-)

Nowadays I hear most people saying how kids are a liability.

I have 2 kids and I love them and yes they are an asset but at the same time they are expensive. My point is... Once you have kids, I guarantee you will be more risk averse. The best time to start a business is before you have kids or after they've grown. You won't find a lot of people who quit a good corporate job and do a start up with small children at home. Clearly there are a few, but they are outliers. If do start a business with small children at home, you'll need a highly supportive spouse.

I would be a loving parent, but that's not in my card.

I love my kids so much, that I'm not going to create them in the first place to subject them to the horrors of this world and the ultimate fear of death.

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