Not only that. As a user it's incredibly frustrating entering a password 5 or more times each morning. This results in users using extremely weak passwords.

The same is true for forcing users to reset their password every 50 days or so, by the way. This outdated password guideline doesn't seem to die. I know way to many cases where people are using a weak base password with a number attached to it because they got sick of trying to remember a new password every month.