I vaguely knew a dude who got bald at 20. Beside the slightly strange feeling in the early days it really never made a difference in how we were with him. But he was a cool guy so that helped.
I knew a guy who was losing his hair in high school. He always had girls around.
Everyone has a budget.
Well, I started balding at 14. Started medications at 15 that stopped working at 19 (not that they ever "really" worked). My adolescence was pure hell and today I almost cry everytime I see myself in the mirror. So there's your counter-anecdote.