I don't buy it.
> I don’t think that that Windows 95-like “permissions” are what most people want or need.
That's an extremely bad faith take on my argument because there's a very wide spectrum of possibilities between the Windows 95 free-for-all and what we have with iOS. You're presenting a false dichotomy.
For one thing, iOS could easily put up tons of scary warnings before letting you sideload things. That would be enough to dissuade most people from doing it. However, I'd be willing to go to extremes to get control over the devices which I supposedly own. Make me come into the Apple store and sign away any rights to a warranty from Apple. Make me pay extra. Whatever you want - just don't put every single user in prison because a likely majority of people can't handle making good decisions on what software to install.
The idea that we must remove any and all control from users to protect the innocent is just as bad as the idea to have a War on Drugs - and I highly suspect that these preventions are actually in place for the same reason: to actually control people and rake in profits, not to protect them.