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> If you have a European Stripe account, billing US customers will not provide the same acceptance rates as if you use a US account.

Is this due to Stripe or due to the credit card providers blocking transactions? I ask because I have a card that routinely declines charges if I am not near my home. (I can temporarily expand "home" by adding travel plans in their app, but it's inconvenient.)

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I might be oversimplifying but when you pay with a US card at a European Stripe Merchant, the acquirer they use locally will show up at your US Bank as "foreign", and this will trigger all sorts of things at the fraud/compliance level.

Stripe offers Atlas so you can "easily" open a US Stripe account and serve your US customers from there, but wouldn't it be great if Stripe did that for you automatically?

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