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That's interesting, never thought of it that way.

Upon ruminating on that concept, I think at the core, fuck you money and UBI are - I can express myself and nothing can financially ruin me or make me homeless.

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I consider the private healthcare market in the US to be the same sort of impediment as a lack of UBI - except that when it comes to healthcare it's an even bigger burden to remain with your current employer if you're going through stressful times (i.e. have cancer).

Yes. People are desperate to keep their health insurance through their job, and this is also an impediment.

I can relate - I am about to get married, kids will follow soon, and I am already anxious. I have a couple of ideas for indie hacker-type side hustles but not enough time bc I am prepping for tech interviews at FAANGs.

get a 15-yr mortgage. the 30-yr one is a scam. Buy a small condo, hopefully work remote from lower COL (Sacramento even). Live small for a few years, then upgrade incrementally over time. Most importantly, don't max out your budget, especially in rent/30-yr mortgage situation.

Don't have your MS? Get it.

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