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It's relative - it's FU money for anti-exploitation from bad bosses or abusive spouses you might otherwise be forced to work/live with; UBI could give you a decent living in a small town but not in New York City where the Landlord-Rental complex and gentrification is in full effect.

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but with UBI you'd not be forced to live in NYC just to get any job.

Universal Basic Income is NOT Fuck You Money as it is totally reliant on government for a source of income. True "Fuck You Money" is having enough in diversified assets to a point you never have to work for anyone the rest of your entire life. It's also not maybe having enough money for a few years as some would seem to suggest here.

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