I don't get dental xrays every year and I wait 3-5 years to actually have one. And I never have had a problem. You should only get an xray after the dental exam indicates a problem and you trust your dentist. I learnt this the hard way after seeing several pushy dentists over the course of a few years who in retrospect focused on the money. One of the dentists I saw was busted by the FBI for insurance fraud.