JavaScript powers much of the Internet today, and PHP too. When evaluating the effect of any given system or protocol - do you only analyze the design of its language - or its outcome?
Now that HN knows that you're so opinionated about the tech stack of your bank - can you detail down what type of infrastructure your current bank has, and why it's so good? Or is that just something you assume since you basically have zero knowledge about what traditional finance uses as back-ends?
It doesn't really matter what backend my bank uses because there's regulatory backstops (eg. FDIC) to protect me if something goes wrong. The same can't be said for crytpo.