You'll notice I didn't mention price!
Sure you'd like an identical service to Stripe for a lower fee but the moat is that doing what Stripe does isn't easy at all. You're paying for that fact.
Sure you'd like an identical service to Stripe for a lower fee but the moat is that doing what Stripe does isn't easy at all. You're paying for that fact.
But for a lot (the majority?) of businesses probably want to focus on other things.
It's expensive when you're small because it's replacing significant engineering resources in a company.