Have you ever tried to stack containers before? Or had to airlift something via tow on a helicopter? You can do the latter (I watched it happen in the military), but the former isn’t happening from a helicopter, not into a floating barge anyway.
Hell, a big enough explosion might prevent ships from ever getting stuck at that spot again.
How the insurance would be settled would be interesting, I suppose it'd be the same as though the cargo was blown overboard.