I stand by your SSN only for social security point.
But the rest sounds plain wrong to me.
Your phone might get stolen, your name might change due to marriage, your address might change because you moved/got evicted. What now?
But the rest sounds plain wrong to me.
Your phone might get stolen, your name might change due to marriage, your address might change because you moved/got evicted. What now?
If someone steals your phone and password and bank card and ability to receive mail at your home address all at once then you're pretty screwed, but you're pretty screwed then regardless, right? That's the level of screwed where somebody else can also get a government ID in your name.
This might work better than your proposal before.
And in fact, for poor people, anything that might engage their entire savings might also benefit from a more advanced identity verification.
For example my stock exchange account just takes a password. It’s a scandal.