An acceptable daycare for the "professional, white collar" class is minimum $1,500 per child per month and doctor visits are at least $200 or $250 out of pocket each time for regular viral/bacterial infections.

Kids aren't cheap if you want to keep up with your socioeconomic class. And by far the biggest cost is the extra you pay for a house to be located near other high earners so that the schools your kids go to is filled with kids of other high earners.