For the former, you have to check your potential addition against all pieces (N checks) or your potential subtraction against all other pieces (N-1 checks). For the latter, you check all potential additions against all pieces (K x N checks) or all potential subtractions against all other pieces (N x N checks).
In your comment, you're comparing checking the viability of a known addition to the entire search for a viable subtraction, ignoring the search for a viable addition.