>Janitors had better living conditions 50 years ago than $150k earners do today
Utter bullshit.
>$150k is not even enough to buy a small home near your workplace in a lot of cities
Live within your means for 5 years, invest the 70k/y excess money into index funds.
You can live of dividends anywhere in the world that isn't a capital in a first world country. Without even losing money.
Literally the 1% pretending to be poor and living in worse conditions that janitors 50 years ago. Yeah, right.