As for Lunar Starship, it's massively overengineered for the Artemis requirements, capable of taking 100 tons to the Lunar surface. That's great for later missions to set up a base, but even then you'd likely need a crew version just for shuttling people back and forth. So I wouldn't be surprised to see the first version of that to be somewhat scaled down from the concept art. That should massively reduce the number of refuelling missions needed for the early Artemis flights.