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It's not typical in the States. I own a new vehicle, have comprehensive insurance, and pay Geico ~$60/mo. I suspect that someone paying $300 for an old vehicle has either (a) an expensive low-deductible plan, (b) a driving record with past insurance claims, or (c) an expensive old car.

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Minimum coverage, modest car, clean record, over 30 is ~$220/mo for most carriers here, $150 if you're eligible for USAA.

For each factor you change you can add another 15%-40%.

I'm paying $400/mo for 2 cars, no collision, above min medical.

That seems very high. I pay $28/mo with USAA. Clean record aside from a minor at-fault collision a few years back.

edit: Upon further review, it's actually double that ($56/mo), as apparently it's billed in two-week intervals.

> That seems very high.

Yep. We all pay very high rates.

Household insurance isn't any better. We lost our last house because insurance increases over 4 years doubled our monthly mortgage payment.

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