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You're exactly right - if you're writing readme's all the time, you'd have templates ready to go.

I only write readme's maybe once every few months or perhaps once a year, and having a template (interactive like this one, or otherwise) that someone else has thought about is super useful to me.

Lol not sure if this is a joke or not. Who writes readmes all the time? And where does the project state that it targets these people ?

I think that meant to be a joke.

I actually do create a few README files every month (cos of Microservices), but I still don't understand why someone would use a tool to generate README files.

I wrote a README.md template because I started a bunch of projects of my own in the last month but I haven't used it so far and it is not more than a bunch of headers plus a license boilerplate.