Less than one full generation has passed since redlining was made illegal. It's been less than 60 years since segregation was ruled illegal across the board.
Do you really believe that the entirety of society has been reshaped in that amount of time and every negative system has been eliminated? In what is essentially less than the lifespan of a single generation?
People treat the civil rights movement like it's this very old event that we've all moved past. I don't necessarily blame people for having that perspective, because that's the way we're taught about it in schools. But the civil rights movement was very recent.
You think we overhauled the entire housing market in 60 years? We have not yet had even a single president that was born after the civil rights movement. So from my perspective, even ignoring the stats and research on this subject, I keep hearing people tell me that when the Civil Rights Act of 1964 or the voting rights act of 1965 passed, all the racists just, I don't know, died or something. That they can't possibly exist anymore, and they can't possibly have taught anything negative to their immediate kids who went on to be CEOs and politicians.