You would not get a fake Microsoft-impersonating app on the Apple App Store, though, because of the very checks you're writing off as nothing but a money grab.
That's not what we're talking about.
You will not be able to get an app onto the App Store using microsofts brand image, logos, pretending to be microsoft to phish data from people.
It will not get through. You've obviously got a very strong informed opinion on the topic, but this is just fact.
It will not get through the checks you're suggesting are 'not really for security'.