Islam recognizes the time value of money, just do it in a proper manner. Invest in a business and get a return. Purchase property and rent it out and make a return. There are many ways to make money that do not involve usury or gambling.
As someone not born rich, how am I supposed to buy property without borrowing?
Borrowing is fine, just without interest. Suppliers already lend retailers and restaurants with no interest, and car dealerships offer 0% interest loans when they want to sell. It can be done.