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This is not true. Most quickly accessible ATMs in e.g. Berlin charge a fee. I spent €€€ on ATM withdrawals yearly.

From my experience this is true for bank clients in Belgium, the Netherlands, France, Austria and Spain (but the latter only at your own bank).

When I withdraw money with my Belgian debit card in the Eurozone at any ATM (including Berlin), I do not pay any fee. And this is true for all major Belgian banks.

Of course, if your account is not in the Eurozone (US?) or denominated in EUR, or through a basic credit card (visa) then usually a fee would apply.

I use a Card by Sparkasse and what I meant by accessible ATMs is e.g. the ones from Euronet that cost me roughly 5€ per withdrawal.

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