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Apples and oranges.

Being forced to be in debt which you can manage if you are mature enough is nowehere comparable to having to agree to and behave in the line the autocratic rulers want.

Having good credit and paying bills in time is only a small part the Chinese social score system. These two are, in no way, meaningfully comparable.

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Debt is a reality of modern life, not something you can opt-out of by reading the right self-help books. Control is bad, whether it's direct control by state actors or indirect societal control by credit agencies.

Your comment is so convoluted. Not really related to what is said.

I am just talking about paying your credit card bills on time. Many people I know do this successfully without fail.

I am not writing a thesis on bigger implications of debt.

> Debt is a reality of modern life, not something you can opt-out of

It's quite easy to live debt-free. All it takes is to rent a house instead of getting a mortgage, and keeping a positive balance on 'credit' cards.

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