The Risky Business podcast #624 talks about pretty much all your questions if your want to listen to it. But here's some relevant info: Hardening can help, but we'll always have new exploits and some of the time the intrusion comes from standard fishing rather than automation, so tech can't solve it. Crypto coins enable payment at scale, but Russia enables the operation to not worry about consequences (a lot of ransomware will disable itself on Russian computers to avoid local prosecution).
And in my opinion it's only a matter of time till something so crucial will be affected that the big guns will be rolled out. (I.e. targeted 3 letter agencies efforts) The podcast argued that touching the energy delivery / pipeline was already it - Fox asking daily how the current administration fails to deal with securing energy may be the point when some real action happens.