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Monero + Distributed Exchanges will go a long way to fix these kinds of online payment problems.

Unfortunately, at least near term you'll still need fiat-tether "on ramps" to convert your local currency back and forth to tether before you move them to a distributed (or at least a non-KYC) exchange to Monero, then sending to your local wallet, then use online.

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Yup. It’s worth checking out LocalMonero [1] and the Haveno DEX [2]. The former already works and lets you buy Monero without relying on a KYC exchange.

[1] https://localmonero.co/

[2] https://github.com/haveno-dex/haveno

Thanks for sharing Haveno. Sounds like it's not a mature app though. I would recommend Bisq as a more refined alternative:

https://bisq.network/

Yeah, Haveno is a WIP fork of Bisq for Monero that doesn't require BTC as a middleman and will have a much better UI/UX for newbies. Bisq doesn't even work on my M1 Mac, and the interface is kind of a nightmare.

Not touching tether with a 10 ft' pole. Stay away from that junk. Use USDC or something else to on ramp.

Yikes. Why not get a little usdt while you're at it.

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