I registered my PayPal account myself at 17, no sharing. Had it permanently blocked and prohibited from ever opening a new one 10 years later. Completely out of the blue and registering as underage was the stated reason.
I explain it was an accident to click the PayPal button and it didn’t go through.
Banned for life :D PayPal can join the rest of the former tech giants anytime.
[1] https://www.guntab.com/payment-platform-firearm-policies
I know nothing about the industry you are in so far as payments go, but get the fees closer to 2% and you’ll own the market.