Hacker News Reader

Stellar works really well - you can just have users input a stellar address or make one for them. They'll need some sort of crypto exchange account to withdraw, though.

You can send USDC or native XLM. There's a nice JavaScript API and you can even batch payments up into one operation. Fees are negligible.

View on HN

unrelated but then somewhat related question, how is it that fees are negligible, but they aren't on eth, bitcoin etc?

Compared to Ethereum, stellar is simpler in operation, not as popular, and considerably more centralized. All those contribute to having much lower fees.

Stellar plays nice with banks and other financial institutions, but still facilitates easy and cheap global payments, which is why I recommend it here even though you could achieve the same result with other blockchains like Ethereum.

Reply on news.ycombinator.com