My family of 4 pays about 1800 SEK/month for private insurance to actually have a chance to see a competent doctor.
This has the second-order effect that _I_ won’t have to worry about _someone dear to me_ will be personally bankrupted by a medical condition. It saves me having to decide whether or not I should indebt myself to pay for their treatment.
Not having to raise fundraisers for my family members cancer treatment is worth a whole lot of disposable income for me.
It is hard to overstate how bad US healthcare is for the typical American. If you are wealthy, you have access to some of the best doctors in the world, but for the rest of us we are entirely dependent on our employer for access to reasonable health care.