Sorry, I edited in that bit just now. But yeah, I agree with you. Hell, I work in tech and do okay, and yet the thought crosses my mind that things could go off the rails quickly. If I get sick, even my relatively good insurance means lots of out of pocket costs. Plus I can't work then, so I'll live on a fraction of my income since I have decent disability coverage. I'll be able to keep a roof over my head, but probably not a lot beyond that, which negatively affects my family - particularly my child, given skyrocketing education costs.

It's a weird place when you think about it. And yet most days I accept this as normal.