Isn't it because north america still has this long hour work culture, where you are expected to be around but not necessarily do anything.

Work identity is also a thing. Where you kinda become what you do for a living. Which is bad.

Money is bad for your mental health unless you know when to pull the plug and don't have bills to pay but no income.

The balance is not hard. Which leads me back to identity. Why the fuck would want to get something you cannot pay for?