But there are a lot of people working on this, including many who are already employing a "disruption" mindset.
I think it's refreshing that her approach isn't dripping with that classic tech-boy hubris of looking for two seconds and deciding you need to reinvent, but is rather rooted in affirming and uplifting good work that's already going on, regardless of whether that work is bootstrapping new and better systems, or may well just be passing on the cash— which in many cases could in fact be the most effective thing to do with it:
https://epar.evans.uw.edu/blog/long-term-impacts-cash-transf...