I mean, it's about the statistical consequences of your lifestyle. I would expect hiking overall to have a positive impact on your health and health expenses statistically even with the risk of a snakebite, and a beer a week to have no impact at all. I'm talking about the people who come home and drink whiskey every night. And I'm not against my insurance paying for peoples care, I'm against paying the same insurance rate as them. Health insurance should be higher if you live in a area with high environmental toxins, as well, sure. Should everyone in the country carry flood insurance so that people in flood planes can pay less?

It seems to me a lot of this is about responsibility to society, but that only goes one way. If it's my responsibility to pay into social Healthcare, why is it not their responsibility to not be a heavy smoker, or morbidly obese, or a heavy drinker? It seems to me that the moral tables are turned around in this argument, where I'm a bad person for not wanting to pay, but they arnt bad people for doing things that virtually garuntee they will need payouts.