It used to be a sneaky button, but last time I installed there was no way to do it without disconnecting from the Internet. If you're connected, you are not presented an option to create a local account, even in a way that's hard to find.
https://i.imgur.com/vxs03rC.png
Another difference: Cortana talks you through the installation on Home but not Pro. After years of installing Pro that was a bit of a shock.