There was a tornado just a few days ago in the Czech Republic (not far from where I live), and as far as I can see, houses did lose their roofs, or the shingles at least, but the structures remained mostly intact. Many houses have basements in which people could hide in relative safety. Five people died unfortunately, not sure how many of those were in their homes at the time. But I think those rather sturdy houses made of bricks did infact save a lot of lives, and prevented many more from totally losing their home.
To me it feels deeply illogical to build a house basically made of light wood frames when I know a hurricane can blow it away while I‘m inside of it. I‘m not sure about earthquakes, we have them of course, but they are less severe than in other areas in the world.