I don't think it's dishonest to apply for a job you don't meet the listed qualifications for. As long as you don't represent yourself via your résumé or in your other communication as having experience or qualifications that you don't have, it's the equivalent of saying, "I know you want AAA, but would you take AA instead?" It's the same as offering a lower-than-asking-price bid on a car or house.

Nearly all business interaction is a form of negotiation. If you look at a job description and feel that you'd be able to succeed at it, that's usually enough to get started. Clicking "Apply" doesn't mean you are certifying that you meet the minimum requirements. It simply means you'd like to be considered for the job. The worst that could happen is you've wasted somebody's time (which is true of probably 90% or more of all interviews anyway).

In my 15 years in software, I've interviewed at probably a couple dozen different places. Not once have I been asked to promise that I meet the listed minimum qualifications prior to submitting an application.