Seems like handing out interest-free money would be a more democratic mechanism for managing the money supply, which, as near as I can tell, is a public good currently managed by a private cartel.
i'd personally reframe this point to say that money should be injected directly where value is created, i.e., with labor. economic value is intrinsically a human endeavor, conjured into being by creating (or at least finding) value, not cornering and gatekeeping it. the moving of the injection point from greedy bankers to value creators (i.e. laborers) is one of the few points in favor of ubi, but of course, that could be done in a myriad of other ways absent of ubi.
The private cartel would never give up that power. So common sense tells you that if they ever appear to willingly give up that power (by use of the media propaganda, etc), there's a major catch to the whole thing.