Your risk of getting Covid if not vaccinated (and leading a remotely normal lifestyle) is close to 100%. With an R0 of 6 you can't just free-ride of people who take the "unknown longitudinal risk", because even if a lot of people take the jab it's extremely unlikely we will achieve herd immunity any time soon -- even if the jabs (or prior infection) granted perfect and permanent immunity which they don't. I'm suprised you think otherwise, and would like to hear your reasoning, in quantitative terms if possible.