While what you’re saying is, of course, fair, the other side is also true: people often choose to complex a technology “because it’s future-proof!”, while they need just a simple system. There are tons of examples: CQRS over simple databases, Hadoop while a single server suffices, or even people choosing JIRA over a simple trello board.

As such, the obvious answer is “it depends”, and making the right trade-off is rarely properly captured in a single rule of thumb such as “always choose simple”.