Couple of questions:
Some amount of businesses in Pakistan are known to delay paying out wages too. Do you intend to deal with this problem?
It's hard to gather ground truth data in Pakistan. How did you go about gathering/verifying data?
We are working on a B2B2C model so we gather information from the employer. Further we run a title fetch on the account number provided by the employer to make sure that the account number pertains to the employee whose data has been provided by their employer. Leveraging the existing financial infrastructure in Pakistan allows us to reduce the amount of data gathering and verifications on the customers we service.