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Some banks in Germany support chipTAN which doesn't require a phone. You can find a list of banks supporting chipTAN here: https://www.kostenloser-girokonto-vergleich.de/diese-banken-...

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That list is outdated. I was doubtful DKB (which you can’t even use with rooted Android devices, I had to cancel my account via customer support because they decided to cut me off with a minor update) allows chipTAN, and the latest comment is that they stopped supporting it.

I'm regularly using chipTAN with a stand-alone TAN generator (similar to [1], based on optical flicker-code) for a DKB account. No problems so far.

Deutsche bank uses PhotoTAN, which supports hardware TAN generators [2].

Some banks use different but similar TAN generators (e.g. SecurePlus [3]), and I also witnessed Postbank accounts operated with USB-based TAN generators [4] called "BestSign".

[1] https://www.voelkner.de/products/476429/REINER-SCT-tanJack-o...

[2] https://genostore.de/db/phototan-lesegeraet/92/phototan-lese...

[3] https://cb.kobilshop.com/secureplus-generator/1/secureplus-g... securePlus Generator

[4] https://www.seal-one.com/devices.en#DiVc3100KLink BestSign

You are right and I stand corrected

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