Before Paradise burned to the ground it was the same way. The city stopped people from cutting down their own trees. Those same trees would fall and kill people. During the time I lived there at least 3 times. 2 in bed one in a truck.

Some people even had trees that were small but just leaning into someone's house, maybe ruining the siding a little.

We should basically cut a 1/2 mile of trees in the semi-urban areas. Leave the 5 or 10 acre properties alone, let them manage their own cruft, but for the "city" part in the WUI, that should be clear-cut with 1/2 mile and maintained yearly. It would create a lot of jobs too. Spend that money on weekly clearing jobs in many areas instead of insurance companies paying that money out to just replace the homes.