No, that is not where you draw the line. That is a random point very much on the far side of where you want the line drawn.
The problem for any organization dealing with a large volume of possible cases is that you need to figure out where to draw the line. Preferably you want it in some place that is transparent and easily communicated to people. Otherwise you'll have an endless stream of cases close to the line with arbitrary outcomes that you can't explain.
Clearly, "So and so drilled through my walls to steal my stuff" should be on the far end of the line. Clearly, "So and so stole my pencil" should be on the near side of the line. But where do you draw it in the middle? With the claim of a broken TV? With a hole in the wall?